Open today · Most insurance inspections booked within 48 hours CHAMPIONS GT · Davenport · Haines City · INTRCSION CTY
Call Ruben direct (321) 286-7714
Ruben Colmenares Hi, I'm Ruben Colmenares — licensed home inspector

Insurance company asking for a 4-point or wind mit? I'll have your forms by tomorrow night.

I've done over 735 insurance inspections for Osceola County and Polk County homeowners. It's a 30-minute visit. Forms go to your inbox same day, sent to your agent on request. No drama, no delays.

735 insurance inspections done
30 min typical on-site visit
Same day forms emailed by 7pm
Ruben Colmenares
Booking this week
Ruben Colmenares
KBK Home Inspections.com · License #HI 13182

Quick visit

Most insurance inspections take me 30–45 minutes. I won't keep you longer than the job needs.

Same-day forms

Citizens, Universal, State Farm, Tower Hill — I use the forms each carrier actually accepts.

Underwriter-proof

Photos and notes documented the way underwriters want them. No kickbacks for "missing info."

I'm in your area

I'm probably driving through your neighborhood twice this week. Tell me when works.

Book your insurance inspection

Pick what your insurance company is asking for.

If you're not sure which form you need, your insurance agent or policy renewal letter will say. Or just call me — I'll figure it out with you in two minutes.

Not sure which one you need? Here's the short version.
4-Point

What's a 4-point inspection?

It's a check on the four big systems insurance carriers worry about: roof, electrical, plumbing, and HVAC. Carriers usually require this on any home 30 years or older.

Who needs it: homeowners with a home 30+ years old, renewing or shopping for insurance.
Wind Mit

What's a wind mitigation?

It documents the wind-resistant features of your home — roof shape, roof-to-wall connections, secondary water barrier, opening protections. Carriers discount your premium based on what's in the report.

Who needs it: pretty much every Florida homeowner. These reports are good for 5 years.

A wind mitigation report can earn you real money off your premium — that's the whole point of the form. Your carrier or agent will tell you exactly how much you qualify for.

I cover most of Osceola or Polk Counties. If your home is between CHAMPIONS GT and Winter Haven, I'm probably in your area twice a week. Insurance inspections are quick — easy to fit in.

CHAMPIONS GT Davenport Haines City INTRCSION CTY Kissimmee Lake Alfred Loughman Poinciana Winter Haven
"Insurance company sent you a weird form? Send it to me and I'll tell you what you need."
(321) 286-7714
— Ruben, direct line

Insurance renewal coming up? Don't wait for the last minute.

Book your inspection. I'll be in and out in 30 minutes. Your forms hit your inbox the same day.

Book your insurance inspection
Book Inspection (321) 286-7714